Privacy Policy

The controller within the meaning of data protection laws, in particular the EU General Data Protection Regulation (GDPR), is:

ABACUS Financial Services AG
Dornhaldenstraße 5
70199 Stuttgart, Germany

Represented by:
Robert Händler (Management Board)

Contact:
Phone: + 49 711 6583809-0
Fax: + 49 711 6583809-29
Email: info@abacus-ag.de

Your Rights as a Data Subject

Using the contact details of our data protection officer provided below, you may exercise the following rights at any time:

Right to information about your data stored with us and its processing (Art. 15 GDPR),
Right to rectification of inaccurate personal data (Art. 16 GDPR),
Right to erasure of your data stored with us (Art. 17 GDPR),
Right to restriction of processing, provided we are not yet permitted to delete your data due to legal obligations (Art. 18 GDPR),
Right to object to the processing of your data by us (Art. 21 GDPR), and
Right to data portability, provided you have consented to the data processing or have concluded a contract with us (Art. 20 GDPR).

If you have given us your consent, you may revoke it at any time with effect for the future.

You may at any time lodge a complaint with a supervisory authority, e.g. the supervisory authority of the federal state of your residence or the authority responsible for us as the controller.

A list of supervisory authorities (for the non-public sector) with their addresses can be found at: https://www.bfdi.bund.de/DE/Service/Anschriften/Laender/Laender-node.html.

Collection of General Information When Visiting Our Website

Type and purpose of processing:

When you access our website, i.e. if you do not register or otherwise transmit information, information of a general nature is automatically collected. This information (server log files) includes, for example, the type of web browser, the operating system used, the domain name of your internet service provider, your IP address and similar data.

It is processed in particular for the following purposes:

ensuring a smooth connection setup for the website,
ensuring smooth use of our website,
evaluating system security and stability, and
optimizing our website.

We do not use your data to draw conclusions about your person. Information of this kind may be statistically evaluated by us on an anonymized basis in order to optimize our website and the technology behind it.

Legal basis and legitimate interest:

Processing takes place pursuant to Art. 6 (1) lit. f GDPR on the basis of our legitimate interest in improving the stability and functionality of our website.

Recipients:

Recipients of the data may include technical service providers who act as processors for the operation and maintenance of our website.

Retention period:

Data is deleted as soon as it is no longer required for the purpose of its collection. In the case of data used to provide the website, this is generally the case once the respective session has ended.

In the case of data stored in log files, this is the case after 14 days at the latest. Storage beyond this period is possible. In this case, the users' IP addresses are anonymized so that it is no longer possible to associate them with the accessing client.

Provision mandatory or required:

The provision of the aforementioned personal data is neither legally nor contractually required. However, without the IP address, the service and functionality of our website cannot be guaranteed. In addition, individual services may be unavailable or restricted. For this reason, an objection is excluded.

Cookies

As with many other websites, we also use so-called „cookies“. Cookies are small text files that are stored on your device (laptop, tablet, smartphone, etc.) when you visit our website.

You can delete individual cookies or the entire cookie store. In addition, you will receive information and instructions on how these cookies can be deleted or their storage blocked in advance. Depending on the provider of your browser, you can find the necessary information at the following links:

Mozilla Firefox: https://support.mozilla.org/de/kb/cookies-loeschen-daten-von-websites-entfernen
Internet Explorer: https://support.microsoft.com/de-de/help/17442/windows-internet-explorer-delete-manage-cookies
Google Chrome: https://support.google.com/accounts/answer/61416?hl=de
Opera: http://www.opera.com/de/help
Safari: https://support.apple.com/kb/PH17191?locale=de_DE&viewlocale=de_DE

Retention period and cookies used:

Provided you allow the use of cookies through your browser settings or consent, the following cookies may be used on our website:

Technically Necessary Cookies

Type and purpose of processing:

We use cookies to make our website more user-friendly. Some elements of our website require the calling browser to be identifiable even after a page change.

The purpose of using technically necessary cookies is to simplify the use of websites for users. Some functions of our website cannot be offered without the use of cookies. For these, it is necessary that the browser is recognized again after a page change.

We need cookies for the following applications:

Retaining language settings

Legal basis and legitimate interest:

Processing takes place pursuant to Art. 6 (1) lit. f GDPR on the basis of our legitimate interest in a user-friendly design of our website.

Recipients:

Recipients of the data may include technical service providers who act as processors for the operation and maintenance of our website.

Provision mandatory or required:

The provision of the aforementioned personal data is neither legally nor contractually required. However, without this data, the service and functionality of our website cannot be guaranteed. In addition, individual services may be unavailable or restricted.

Objection

Please refer to the information on your right to object pursuant to Art. 21 GDPR further below.

Technically Non-Essential Cookies

We also use cookies to better tailor our website's offering to the interests of our visitors or to improve it generally on the basis of statistical evaluations.

Which providers set cookies can be found in the information on the presentation, tracking, remarketing and web analytics technologies used, listed below.

Legal basis:

The legal basis for this processing is your consent in each case, Art. 6 (1) lit. a GDPR.

Recipients:

Recipients of the data may include technical service providers who act as processors for the operation and maintenance of our website.

Further recipients can be found in the information on the presentation, tracking, remarketing and web analytics technologies used, listed below.

Third-country transfer:

Please refer to the listings of the individual presentation, tracking, remarketing and web analytics providers for information on this.

Provision mandatory or required:

Of course, you can generally also view our website without cookies. Web browsers are regularly set to accept cookies. In general, you can disable the use of cookies at any time via your browser settings (see revocation of consent).

Please note that individual functions of our website may not work if you have disabled the use of cookies.

Revocation of consent:

You can revoke your consent at any time via our cookie consent tool.

Profiling:

Please refer to the information on the presentation, tracking, remarketing and web analytics technologies used, listed below, for details on the extent to which we analyze the behavior of website visitors using pseudonymized user profiles.

Use of Google Analytics

Provided you have given your consent, this website uses Google Analytics, a web analytics service provided by Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043 USA (hereinafter: „Google“). Google Analytics uses so-called „cookies“, text files that are stored on your computer and that enable an analysis of your use of the website. The information generated by the cookie about your use of this website is usually transferred to a Google server in the USA and stored there. Due to the activation of IP anonymization on this website, your IP address will be shortened beforehand by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transferred to a Google server in the USA and shortened there. The IP address transmitted by your browser as part of Google Analytics is not merged with other Google data.

Further information on terms of use and data protection can be found at https://www.google.com/analytics/terms/de.html and at https://policies.google.com/?hl=en.

On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide other services relating to website and internet usage to the website operator.

Data sent by us and linked with cookies, user identifiers (e.g. user ID) or advertising IDs is automatically deleted after 14 months. Deletion of data whose retention period has expired takes place automatically once a month.

Revocation of consent:

You can prevent tracking by Google Analytics on our website at any time by disabling the „Analytics“ category in our cookie consent tool or by revoking your consent: .

You can also prevent the storage of cookies by adjusting your browser software accordingly; however, please note that in this case you may not be able to use all functions of this website to their full extent.

You can also prevent Google from collecting the data generated by the cookie and related to your use of the website (including your IP address) and from processing this data by downloading and installing the browser plugin available at the following link: Browser add-on for disabling Google Analytics.

Web Analytics via Matomo (Without Cookies)

This website uses the open-source web analytics service Matomo (formerly Piwik) to statistically evaluate visits to our website and to continuously improve our offering. The software is provided by InnoCraft Ltd., 150 Willis St, 6011 Wellington, New Zealand.

We deliberately operate Matomo without the use of cookies („cookieless tracking“). No cookies are stored on your device. In addition, your IP address is anonymized immediately upon processing (truncation of the last digits), so that it is not possible to draw conclusions about your identity.

Only anonymized usage data is collected, such as the page accessed, the time of access, the page from which you reached our website (referrer), as well as information on browser, operating system and screen resolution. This data is not combined with other data or passed on to third parties.

Legal basis and legitimate interest:

Since no personal data is stored as part of this cookieless and anonymized analysis, no consent is required for this. The legal basis is our legitimate interest (Art. 6 (1) lit. f GDPR) in the needs-based design and continuous optimization of our website.

Objection:

Since no cookies are set and no personal data is stored, we do not offer a separate opt-out for this via our cookie consent tool. You may object to this processing, which is based on our legitimate interest, at any time pursuant to Art. 21 GDPR (see the information further below).

Further information on the privacy settings of the Matomo software can be found at: https://matomo.org/docs/privacy/.

Google AdWords

Our website uses Google conversion tracking. The operating company of the Google AdWords services is Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. If you reached our website via an advertisement placed by Google, a cookie is set on your computer by Google AdWords. The cookie for conversion tracking is set when a user clicks on an advertisement placed by Google.

If the user visits certain pages of our website and the cookie has not yet expired, we and Google can recognize that the user clicked on the advertisement and was redirected to that page. Each Google AdWords customer receives a different cookie. Cookies therefore cannot be tracked across the websites of AdWords customers. The information obtained using the conversion cookie is used to create conversion statistics for AdWords customers who have opted for conversion tracking. Customers learn the total number of users who clicked on their advertisement and were redirected to a page tagged with a conversion tracking tag. However, they do not receive any information that could be used to personally identify users.

Further information on data processing by Google can be found in Google's privacy notices: https://policies.google.com/privacy. There you can also change your personal privacy settings in the privacy center.

Revocation of consent:

The provider currently does not offer a simple opt-out option or a way to block data transmission. If you wish to prevent tracking of your activities on our website, please revoke your consent for the relevant cookie category, or for all technically non-essential cookies and data transmissions, in the cookie consent tool. In this case, however, you may not be able to use our website, or only to a limited extent.

Use of Google Remarketing

This website uses the remarketing function of Google Inc. The operating company of the Google Remarketing services is Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA (hereinafter „Google“).

This function is used to present website visitors with interest-based advertisements within the Google advertising network. A so-called „cookie“ is stored in the website visitor's browser, which makes it possible to recognize the visitor when they visit websites that belong to Google's advertising network. On these pages, visitors may be shown advertisements relating to content they previously viewed on websites that use Google's remarketing function.

Revocation of consent:

SSL Encryption

To protect the security of your data during transmission, we use encryption methods that reflect the current state of the art (e.g. SSL) via HTTPS.

Information About Your Right to Object Pursuant to Art. 21 GDPR

Right to object in individual cases

You have the right to object, on grounds relating to your particular situation, at any time to the processing of personal data concerning you which is based on Art. 6 (1) lit. f GDPR (data processing on the basis of a balancing of interests); this also applies to profiling within the meaning of Art. 4 No. 4 GDPR based on this provision.

If you object, we will no longer process your personal data unless we can demonstrate compelling legitimate grounds for the processing that override your interests, rights and freedoms, or the processing serves the establishment, exercise or defense of legal claims.

Recipient of an objection

Changes to Our Data Protection Provisions

We reserve the right to amend this privacy policy so that it always complies with current legal requirements, or to implement changes to our services in the privacy policy, e.g. when introducing new services. The new privacy policy will then apply to your next visit.

Questions for the Data Protection Officer

If you have any questions about data protection, please send us an email or contact the person responsible for data protection in our organization directly:

This privacy policy was created with the assistance of activeMind AG, experts in external data protection officers (Version #2020-09-30).